The Power of Core Memories in Financial Education for Gen Alpha Children

Authors

Karen Richel, University of IdahoFollow

Abstract

Financial education plays a critical role in shaping lifelong financial behaviors and decision-making skills. To create a lasting impact, it is essential to establish core memories associated with money management from an early age. This article explores the significance of these foundational experiences and their role in financial education for Gen Alpha children.

A series of eight immersive financial education events was developed to meet state and national standards for students in pre-kindergarten through sixth grade. These events employ play-based and object-based learning approaches, immersing students in engaging, age-appropriate activities that incorporate real-world scenarios. By creating a fun and memorable environment, these experiences foster critical thinking and build lasting connections to financial concepts.

At the heart of the program is the “Money Lady,” an educator who captivates students with creative costumes, interactive materials, and relatable themes. Through hands-on simulations and personalized keepsakes, children are empowered to explore financial decisions in a risk-free environment. The Money Lady’s ability to connect with students using their personal interests and “currency” makes each event memorable and impactful.

This progressive approach reinforces financial literacy over time, creating a cohesive learning journey that builds confidence, encourages informed decision-making, and sets the foundation for lifelong financial success.

Recommended Citation

Richel, K. (2025). The Power of Core Memories in Financial Education for Gen Alpha Children. Journal of Human Sciences and Extension, 13(3), 12. DOI: https://doi.org/10.55533/2325-5226.1568

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-No Derivative Works 4.0 International License.